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Stressed hispanic woman struggling with debt

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Worried about Debt?
Can't Make Ends Meet?
Peace of Mind is Just a Phone Call Away!

In these tough times, debt relief and a fresh start can be yours. Stop garnishments! Halt foreclosures! Stop/delay eviction! Learn more about bankruptcy relief for individuals, married couples and small businesses from Silveira Law Offices.

Call today for your FREE Consultation

Reduce and/or Eliminate Tax Debt

Find out if you qualify to eliminate your tax debt that is more than three years old. If newer, find out how you might reduce that debt and pay it off without accruing further interest and penalties.

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Student Loans

Contrary to what you might have heard, some student loan debt may be eliminated in bankruptcy.  Learn about your options in dealing with student loan debt.

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Keep Your Car

Behind in car payments?  Stop Repossession. Find out how you can keep your car and possibly restructure your car loan. Problems with a vehicle purchase or lease? Learn about your legal remedies.

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Keep Your Home

Behind in mortgage payments? Find out how you can keep your home and catch up in payments. Received a foreclosure notice? Find out how you can stop this foreclosure. Falling behind in rent? Find out how you might stop eviction and catch up on the rent.

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Credit Card / Small Loan Debt

While the credit card and loan creditors invest in a lot of marketing to make sure you don’ t file bankruptcy, in many cases it can be the best way to financially reorganize and get a fresh start. Find out how bankruptcy is a much smarter option than debt consolidation or negotiation plans.

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Stop Garnishments

Bankruptcy stops all collection activity!  If your wages are being garnished or your bank account is levied, you can stop this collection and keep your money!  If you have been served with a collection lawsuit, the lawsuit must stop.  Bankruptcy is designed to give you the financial break you need to reorganize and take control of your finances.

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Small Business

If you are struggling to pay your business bills, which could include tax debt, credit cards, SBA loans etc., a financial reorganization may help you reduce that debt and continue to operate your business.  Many small businesses can benefit from bankruptcy relief.

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Susan D. Silveira
Consumer Bankruptcy Attorney, Certified Bankruptcy Specialist

Serving the Bay Area and the Central Valley, including San Jose and Fresno, California

Serving the following counties:  Alameda, Alpine, Amador, Butte, , Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Inyo, Kern, Kings, Lake, Lassen, Madera, Marin, Mariposa, Merced, Mendocino, Modoc, Mono, Monterey, Napa, Nevada, Placer, Plumas, Sacramento, San Benito, San Joaquin, San Mateo, Santa Clara,  Santa Cruz, San Francisco, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Tulare, Tuolumne, Trinity, Yolo and Yuba.

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We Are A Debt Relief Agency

We help people file for bankruptcy relief under the Bankruptcy Code.

Chapter 7 Bankruptcy

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Chapter 13 Bankruptcy

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Why Hire An Experienced Bankruptcy Attorney?

Bankruptcy is a very complex process.  It is not a matter of just filling out a few forms.  It is also not an area of law where any attorney or the cheapest one will do.  People who file cases without an attorney or with a “petition preparer” have very little success in actually getting the relief they seek.  Sometimes they can lose property or wind up in serious trouble for fraud. You owe it to yourself to have an experienced, competent attorney. You need an attorney who will take the time to hear your whole situation and explain all your possible options, not one who is going to steer you to non-attorney staff to do all the work. Susan D. Silveira is a certified bankruptcy specialist with a very high success rate, who will work directly with you from the beginning to the successful completion of your case.

Recent Blog Posts

Don't Wait Too Long to File Bankruptcy

The bankruptcy laws are here to offer relief from debt, protect important assets, and provide a fresh start.

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9 Reasons to Seek a Bankruptcy Consultation

You should definitely seek a bankruptcy consultation before you do any of these things.

Read More
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Get Debt Relief Now.

Stop struggling with your financial burdens and get a fresh start!